/* Insurance guide pages - shared modern layout */
:root{--ig-navy:#082847;--ig-blue:#0875ee;--ig-sky:#eaf5ff;--ig-bg:#f4f8fb;--ig-text:#17344e;--ig-muted:#62788d;--ig-line:#d9e5ef;--ig-green:#087c68;--ig-orange:#f28c28}
*{box-sizing:border-box}.insurance-page{margin:0;background:var(--ig-bg);color:var(--ig-text);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Noto Sans JP","Hiragino Kaku Gothic ProN",Meiryo,sans-serif}.insurance-page a{color:inherit}.insurance-main{overflow:hidden}.insurance-hero{background:linear-gradient(135deg,#071f38 0%,#0b3762 62%,#0c5b95 100%);color:#fff;padding:66px 20px 58px}.insurance-wrap{width:min(1080px,calc(100% - 32px));margin:auto}.insurance-hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:34px;align-items:center}.insurance-kicker{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border:1px solid rgba(255,255,255,.28);border-radius:999px;color:#a9d8ff;font-size:10px;font-weight:900;letter-spacing:.12em}.insurance-hero h1{font-size:clamp(34px,5vw,58px);line-height:1.13;margin:16px 0 15px;letter-spacing:-.03em}.insurance-hero h1 em{font-style:normal;color:#8bc6ff}.insurance-hero p{max-width:650px;margin:0;color:#d9e9f7;font-size:14px;line-height:1.9}.insurance-hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.insurance-btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;border-radius:12px;padding:0 18px;font-size:12px;font-weight:950;text-decoration:none;border:0;cursor:pointer}.insurance-btn.primary{background:#1688ff;color:#fff;box-shadow:0 10px 26px rgba(0,117,238,.28)}.insurance-btn.secondary{border:1px solid rgba(255,255,255,.34);background:rgba(255,255,255,.08);color:#fff}.insurance-btn.light{background:#fff;color:#0d5da2}.insurance-btn.disabled{opacity:.68;cursor:default}.insurance-trust{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-top:25px}.insurance-trust div{padding:12px;border-radius:12px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12)}.insurance-trust b{display:block;font-size:14px}.insurance-trust span{display:block;margin-top:3px;color:#bdd4e6;font-size:9px;line-height:1.4}.insurance-hero-card{background:#fff;color:var(--ig-text);border-radius:22px;padding:22px;box-shadow:0 22px 60px rgba(0,0,0,.23)}.insurance-hero-card small{font-size:9px;color:var(--ig-blue);font-weight:950;letter-spacing:.12em}.insurance-hero-card h2{font-size:21px;margin:7px 0 4px}.insurance-hero-card p{color:var(--ig-muted);font-size:10px;line-height:1.65}.insurance-form{display:grid;gap:10px;margin-top:16px}.insurance-field label{display:block;font-size:9px;font-weight:900;color:#526b80;margin-bottom:5px}.insurance-field select{width:100%;height:44px;border:1px solid #c8d9e7;border-radius:10px;background:#fff;color:#17344e;padding:0 11px;font-size:11px;font-weight:750}.insurance-estimate{margin-top:14px;border-radius:14px;padding:15px;background:linear-gradient(135deg,#eef7ff,#f8fbff);border:1px solid #cde2f4}.insurance-estimate span{font-size:9px;color:#60798d;font-weight:850}.insurance-estimate strong{display:block;font-size:26px;color:#0a5fad;margin-top:3px}.insurance-estimate small{display:block;margin-top:5px;color:#7890a3;line-height:1.55;font-size:8.5px}.insurance-navstrip{background:#fff;border-bottom:1px solid var(--ig-line)}.insurance-navstrip-inner{width:min(1080px,calc(100% - 32px));margin:auto;display:grid;grid-template-columns:repeat(4,1fr)}.insurance-navstrip a{padding:17px 10px;text-align:center;text-decoration:none;font-size:10px;font-weight:900;color:#49667e;border-right:1px solid #e8eef3}.insurance-navstrip a:first-child{border-left:1px solid #e8eef3}.insurance-section{padding:58px 0}.insurance-section.alt{background:#fff}.insurance-heading{max-width:760px}.insurance-heading .eyebrow{color:var(--ig-blue);font-size:9px;font-weight:950;letter-spacing:.13em}.insurance-heading h2{font-size:clamp(27px,3.5vw,39px);line-height:1.25;margin:8px 0 10px;letter-spacing:-.025em}.insurance-heading p{margin:0;color:var(--ig-muted);font-size:12px;line-height:1.85}.insurance-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:25px}.insurance-card{background:#fff;border:1px solid var(--ig-line);border-radius:17px;padding:20px;box-shadow:0 8px 26px rgba(12,46,78,.045)}.alt .insurance-card{background:#f8fbfe}.insurance-card-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:var(--ig-sky);font-size:20px}.insurance-card h3{font-size:16px;margin:13px 0 7px}.insurance-card p{font-size:10.5px;line-height:1.75;color:var(--ig-muted);margin:0}.insurance-card ul{padding-left:18px;margin:10px 0 0;color:#526d83;font-size:10px;line-height:1.75}.insurance-table-wrap{overflow:auto;margin-top:24px;border:1px solid var(--ig-line);border-radius:16px;background:#fff}.insurance-table{width:100%;border-collapse:collapse;min-width:680px}.insurance-table th,.insurance-table td{padding:14px 16px;border-bottom:1px solid #e6edf3;text-align:left;font-size:10px;line-height:1.65}.insurance-table th{background:#f4f9fd;color:#456178;font-weight:950}.insurance-table td:first-child{font-weight:900}.insurance-checks{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:24px}.insurance-check{display:flex;gap:13px;padding:17px;background:#fff;border:1px solid var(--ig-line);border-radius:14px}.insurance-check-num{display:grid;place-items:center;flex:0 0 30px;width:30px;height:30px;border-radius:9px;background:#eaf5ff;color:#0875ee;font-size:11px;font-weight:950}.insurance-check b{display:block;font-size:12px}.insurance-check span{display:block;margin-top:4px;font-size:9.5px;line-height:1.65;color:var(--ig-muted)}.insurance-flow{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:24px}.insurance-step{position:relative;padding:21px;background:#fff;border:1px solid var(--ig-line);border-radius:16px}.insurance-step .step-no{font-size:9px;font-weight:950;color:var(--ig-blue);letter-spacing:.1em}.insurance-step h3{font-size:16px;margin:7px 0}.insurance-step p{font-size:10px;line-height:1.7;color:var(--ig-muted);margin:0}.insurance-callout{display:grid;grid-template-columns:1fr auto;align-items:center;gap:22px;margin-top:28px;padding:25px;border-radius:18px;background:linear-gradient(135deg,#082b4d,#0b5a91);color:#fff}.insurance-callout h3{font-size:22px;margin:0 0 6px}.insurance-callout p{font-size:10px;line-height:1.7;color:#d5e6f3;margin:0}.insurance-disclosure{display:inline-flex;align-items:center;gap:6px;margin-bottom:8px;font-size:8.5px;font-weight:900;color:#ffe4bd}.insurance-faq{margin-top:24px;display:grid;gap:10px}.insurance-faq details{background:#fff;border:1px solid var(--ig-line);border-radius:13px;padding:0 17px}.insurance-faq summary{cursor:pointer;padding:16px 2px;font-size:11px;font-weight:900;list-style:none}.insurance-faq summary::-webkit-details-marker{display:none}.insurance-faq details p{margin:0;padding:0 2px 16px;color:var(--ig-muted);font-size:10px;line-height:1.8}.insurance-note{margin-top:22px;padding:15px 17px;border-radius:13px;background:#fff9eb;border:1px solid #f1dfac;color:#6c5a28;font-size:9px;line-height:1.75}.insurance-related{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:22px}.insurance-related a{display:flex;flex-direction:column;gap:5px;padding:17px;border-radius:14px;background:#fff;border:1px solid var(--ig-line);text-decoration:none}.insurance-related b{font-size:12px}.insurance-related span{font-size:9px;color:var(--ig-blue);font-weight:900}.insurance-footer{padding:30px 20px 45px;background:#071f38;color:#c5d7e7}.insurance-footer-inner{width:min(1080px,calc(100% - 32px));margin:auto;display:flex;justify-content:space-between;gap:20px;align-items:flex-start}.insurance-footer b{color:#fff;font-size:12px}.insurance-footer p{max-width:720px;margin:6px 0 0;font-size:8.5px;line-height:1.7}.insurance-footer a{color:#fff;font-size:9px;font-weight:900}.insurance-source{margin-top:15px;color:#70869a;font-size:8.5px;line-height:1.7}.insurance-source a{color:#406d93}
@media(max-width:860px){.insurance-hero-grid{grid-template-columns:1fr}.insurance-hero-card{max-width:620px}.insurance-grid{grid-template-columns:repeat(2,1fr)}.insurance-related{grid-template-columns:1fr}.insurance-callout{grid-template-columns:1fr}.insurance-navstrip-inner{grid-template-columns:repeat(2,1fr)}.insurance-flow{grid-template-columns:1fr}.insurance-trust{max-width:580px}}
@media(max-width:580px){.insurance-wrap,.insurance-navstrip-inner,.insurance-footer-inner{width:min(100% - 24px,1080px)}.insurance-hero{padding:46px 0 42px}.insurance-hero h1{font-size:36px}.insurance-trust{grid-template-columns:1fr}.insurance-grid,.insurance-checks{grid-template-columns:1fr}.insurance-section{padding:43px 0}.insurance-navstrip a{padding:14px 6px;font-size:9px}.insurance-callout{padding:20px}.insurance-footer-inner{flex-direction:column}}